A policy for legacy planning, featuring lifetime guaranteed protection, tax-deferred cash value and legacy growth potential, living benefits, and a penalty-free return of premium. Available with Sagicor’s streamlined Accelewriting® process.

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Stock market index linked crediting strategies or a fixed rate

Icon representing protection from market losses

Protection from
market losses

Icon representing chronic illness protection

Chronic illness protection for no additional cost or underwriting*

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The opportunity of
policy eDelivery


Inherent: Accelerated Benefit Insurance Rider (Terminal Condition or Chronic Illness), Return of Premium Rider

  • Preferred class: 18 years to 85 years; minimum single premium $5,000
  • Standard class: 18 years to 80 years; minimum single premium $5,000

*Not all rate classes will be eligible for chronic illness protection. Not applicable in all states. Chronic illness is not available in CA.