A non-participating policy for clients who want guaranteed premiums, guaranteed cash value and a guaranteed death benefit, Sage Whole Life Insurance is available with Sagicor’s streamlined Accelewriting® and fully underwritten processes.1, 2

Illustration of a shield with a banner with the word Lifetime on it.

Lifetime guaranteed
death benefit

Illustration of a balancing scale.

Guaranteed
level premiums

Illustration of a piggy bank with a coin being inserted.

Guaranteed
cash value


18 to 85 years

Accelewriting (eApplication only):

  • Available for face amounts of $25,0003 to $250,000 for ages 18 to 65

Fully Underwritten (eApplication or paper application):

  • Available for face amounts and issue ages above Accelewriting limits

View state product availability

  • Inherent: Accelerated Benefit Insurance Rider (Terminal Condition)
  • Optional: Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider

1 Policy loans, withdrawals, and benefit payments pay impact the lifetime guarantee.
2 Issuance of the policy may depend upon the answer to health questions set forth in the application.
3 In West Virginia, the minimum face amount is $25,001.