Product Specifics
Sagicor's Sage Term offers affordable protection with guaranteed level premiums during the initial 10, 15, or 20-year term.
Accelewriting® Process (eApplication only):
- Issue Ages: 18 years to 45 years for face amounts of $50,000 to $1,000,000
- Issue Ages: 46 years to 55 years for face amount of $50,000 to $750,000
- Issue Ages: 56 years to 65 years for face amounts of $50,000 to $500,000
Fully Underwritten Process (eApplication and paper applications available):
- Issue Ages: 18 years to 45 years for face amounts of $1,000,001 or higher
- Issue Ages: 46 years to 55 years for face amount of $750,001 or higher
- Issue Ages: 56 years to 65 years for face amounts of $500,001 or higher
- Issue Ages: 66 years to 75 years for face amounts of $50,000 or higher
- Inherent Rider – Accelerated Benefit Insurance Rider (Terminal Condition or Nursing Home Confinement)
- Optional Riders – Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider
- Affordable protection
- Guaranteed level premium during the initial 10, 15, 20-year term
- Level death benefit to age 95
- Ability to convert to a permanent life policy
- Sagicor’s Accelewriting® process
- Policy eDelivery available