Affordable coverage for individuals and business owners who want life insurance for 10-, 15-, or 20-year terms with a level death benefit to age 95. Available with Sagicor’s streamlined Accelewriting® and fully underwritten processes.

Icon representing a balancing scale

Guaranteed
level premiums

Icon representing the ability to convert to a permanent life policy to age 70

Ability to convert to a
permanent life policy to age 70

Icon representing an email as a traditional opened envelope with a letter and an @ sign printed on it

The opportunity of
policy eDelivery


Inherent: Accelerated Benefit Insurance Rider (Terminal Condition or Nursing Home Confinement)

Optional: Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider

Accelewriting® Process (eApplication only):

  • Issue Ages: 18 years to 45 years for face amounts of $50,000 to $1,000,000
  • Issue Ages: 46 years to 55 years for face amount of $50,000 to $750,000
  • Issue Ages: 56 years to 65 years for face amounts of $50,000 to $500,000

Fully Underwritten Process (eApplication and paper applications available):

  • Issue Ages: 18 years to 45 years for face amounts of $1,000,001 or higher
  • Issue Ages: 46 years to 55 years for face amount of $750,001 or higher
  • Issue Ages: 56 years to 65 years for face amounts of $500,001 or higher
  • Issue Ages: 66 years to 75 years for face amounts of $50,000 or higher