Sage Term

10/15/20-Year Term Life Insurance

Product Specifics

Sagicor's Sage Term offers affordable protection with guaranteed level premiums during the initial 10, 15, or 20-year term.

Accelewriting® Process (eApplication only):

  • Issue Ages: 18 years to 45 years for face amounts of $50,000 to $1,000,000
  • Issue Ages: 46 years to 55 years for face amount of $50,000 to $750,000
  • Issue Ages: 56 years to 65 years for face amounts of $50,000 to $500,000

Fully Underwritten Process (eApplication and paper applications available):

  • Issue Ages: 18 years to 45 years for face amounts of $1,000,001 or higher
  • Issue Ages: 46 years to 55 years for face amount of $750,001 or higher
  • Issue Ages: 56 years to 65 years for face amounts of $500,001 or higher
  • Issue Ages: 66 years to 75 years for face amounts of $50,000 or higher

  • Inherent Rider – Accelerated Benefit Insurance Rider (Terminal Condition or Nursing Home Confinement)
  • Optional Riders – Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider

  • Affordable protection
  • Guaranteed level premium during the initial 10, 15, 20-year term
  • Level death benefit to age 95
  • Ability to convert to a permanent life policy
  • Sagicor’s Accelewriting® process
  • Policy eDelivery available