Sage
Term

10/15/20 Year Term Life Insurance

INSURANCE PROFESSIONAL ONLY. NO PUBLIC DISTRIBUTION.

Products issued by Sagicor Life Insurance Company, Home office: Scottsdale, AZ. Not available in all states. State Variations may apply.


Product Specifics

Sagicor’s Sage Term offers affordable protection with guaranteed level premiums during the initial 10, 15, or 20-year term.

Accelewriting® Process (eApplication only):

  • Issue Ages: 18 years to 45 years for face amounts of $50,000 to $1,000,000
  • Issue Ages: 46 years to 55 years for face amount of $50,000 to $750,000
  • Issue Ages: 56 years to 65 years for face amounts of $50,000 to $500,000

Fully Underwritten Process (eApplication and paper applications available):

  • Issue Ages: 18 years to 45 years for face amounts of $1,000,001 or higher
  • Issue Ages: 46 years to 55 years for face amount of $750,001 or higher
  • Issue Ages: 56 years to 65 years for face amounts of $500,001 or higher
  • Issue Ages: 66 years to 75 years for face amounts of $50,000 or higher
  • Inherent Rider - Accelerated Benefit Insurance Rider (Terminal Condition or Nursing Home Confinement)
  • Optional Riders – Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider
  • Affordable Protection
  • Guaranteed level premium during the initial 10, 15, 20-year term
  • Level Death Benefit to age 95
  • Ability to convert to a permanent life policy
  • Sagicor’s Accelewriting® Process
  • Policy eDelivery Available