A MYGA for risk-averse retirement investors who want principal protection and the potential to earn better interest crediting than traditional savings accounts — with a fixed annuity that has no annual contract fees.

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10% penalty-free withdrawals beginning contract-year two

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Competitive guaranteed rates
for 3, 4, 5, 6, and 7 contract years

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Issue availability
to age 90

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Market Value Adjustment (MVA)


15 days to 90 years (applies to both Owner and Annuitant) with a minimum single premium of $15,000