A policy for legacy planning, WealthCare features lifetime guaranteed protection, living benefits via built-in chronic illness protection, and a penalty-free return of premium.1, 2, 3 It offers clients tax-deferred cash value and and growth opportunities through diverse interest crediting strategies — including options linked to the performance of the S&P 500® Index and three iShares® ETFs from BlackRock. WealthCare is available with Sagicor’s streamlined Accelewriting® and fully underwritten processes.4

Illustration of a shield with a banner with the word Lifetime on it.

Lifetime guaranteed death benefit with one single premium

Illustration of a dollar sign ($) inside of a circle with an arrow indicating backward rotation.

Return of premium guarantee5

Illustration of two joined links of a chain.

Principal protection and index-linked interest
crediting strategies for
growth potential

Illustration of the accessible or 'handicap/wheelchair' icon.

Chronic illness protection for no additional cost
or underwriting6

View interest crediting strategies and rates

  • Preferred class: 18 years to 85 years; $5,000 minimum single premium
  • Standard class: 18 years to 80 years; $5,000 minimum single premium

View state product availability

  • Inherent: Accelerated Benefit Insurance Rider (Terminal Condition or Chronic Illness), Return of Premium Rider

Product Basics

Product Videos

Prospecting Tools

Retirement

Planning for Care

Tax Efficiency

  • How to Create a Legacy and Maintain Asset Control (Standard)
  • Diversify Your Portfolio with Life Insurance and Annuities
    (Fillable | Standard)
  • Indexed Universal Life Insurance Portfolio (Fillable | Standard)

Fact Sheets

Process Guides

About Us

1 Policy loans, withdrawals, and benefit payments pay impact the lifetime guarantee.
2, 6 Chronic illness protection is not available in California and is not available on Standard risk classes, but terminal illness protection is available. Not long-term care insurance.
3, 5 Less any indebtedness, withdrawals, and benefit payments.
4 Issuance of the policy may depend upon the answer to health questions set forth in the application.